Change car insurance in the middle of the year? These are your options!

Change car insurance | © panthermedia.net / Randolf Berold

change car insurance | © panthermedia.Net / randolf berold

If you want to change the car insurance you can save money. This is no longer a secret. Most contracts run from the beginning to the end of the year. In the population thereby the belief persists that one can change only to the end of the year the autoversicherung. However, this is a misconception. In order to bet on the right horse, you should only compare the offers of the car insurance companies online before signing the contract. Change car insurance in the middle of the year? These are your possibilities!

Changing car insurance in the middle of the year

There are very well possibilities also in the middle of a year the change car insurance to be able to. A simple look at the contract documents is often enough; as a rule, the policyholder has only a cancellation period of 3 months. There are contracts which run until august, for example. In the case of these, it is therefore necessary to give notice by the end of april at the beginning of the year and then to compare and check car insurance policies on specialist websites on the internet and to read the conditions.

As you can see on the linked page, after the usual questions almost everything is taken from you and you get an insurance ranking by price, performance and / or the conditions. Some further possibilities to change the insurance during the year are a change of vehicle, a case of damage or the special right of cancellation.

New purchase and change of vehicle

Another possibility to change the car insurance is for the drivers who buy a new vehicle or change a vehicle. It doesn’t matter whether you buy a new or used car. When buying a new car, every owner is free to choose his or her car insurer. Thus, a change in the middle of the year is possible. It is also possible to change insurers immediately in the case of so-called ownership changes.

Settled claim

Another way to change car insurance is in the event of a claim. If such a claim occurs in the area of comprehensive or liability insurance, the policyholder has the chance of a special right of cancellation. Thus, the insurance can also be changed in the middle of a year. At this point, however, it is useful to be able to compare car insurance online. Both parties have the right to terminate the contract. So the insurance company can also make use of a notice of cancellation.

Special right of termination

Conclusion on changing car insurance in the middle of the year

changed car insurance | © panthermedia.net / Antonio Guillen Fernandez

Changed car insurance | © panthermedia.Net /antonio guillen fernandez

Millions of drivers remain loyal to the car insurance they have had for years. However, this is not due to satisfaction, but rather often due to missed cancellation deadlines. A change of the car insurance is also possible in the middle of the year and quite reasonable.

When customers compare car insurance online savings of over 100 euro – 200 euro are not uncommon. Often it is not even necessary to make use of the special right of cancellation. A simple glance at the contract documents is all it takes.

Leave a Reply

Your email address will not be published.