Automobile clubs

adminonMarch 2, 2022February 4, 2022Leave a Comment

On roadside assistance comparison.Here you will find an overview of the automobile clubs in germany that offer comprehensive breakdown and accident assistance. We have deliberately chosen to include in our comparisons only car clubs. one exception is ARAG’s car insurance policy, which can be taken out WITHOUT combining it with car insurance and whose services can be compared with those of the automobile clubs.

Many insurance companies now also offer motor vehicle protection policies, with which you are also entitled to roadside assistance, depending on the benefits provided. however, ONLY in combination with a car insurance with the same provider.

Mostly the benefits are additionally limited. For example, the cost coverage in the event of a breakdown is significantly lower than with the automobile clubs. Furthermore, these cover letters are only available in combination with an insurance policy.

You can find an overview of the european rates and benefits of all automobile clubs in our european roadside assistance comparison or search directly for the right rate with our rate finder

automobile club comparison – the most chosen

BAVC EUROARAG TOPavd HELP PLUS


european coverage	✓	✓	✓
help on the spot& place	yes, unlimited when using BAVC-emergency call	yes, unlimited	✓
towing service	yes, unlimited	yes, unlimited	✓
average. Travel time	30 min.	Not specified	30 min.
Salvage	✓	✓	✓
vehicle return	✓	✓	✓
travel costs after vehicle breakdown	yes, 1. Class rail, from 1200 km flight or 7 days rental car a 80,-	yes, 1. class train, from 1200km flight or rental car 7 days max. 600,-	yes, 1. class train or rental car 7 days a 60,-, from 1200 km flight
medical repatriation	✓	✓	✓
key service / opening the vehicle	yes, up to 120,- incl.	✗	✓
vehicle check	✗	✗	yes, various
extra allowances	u.A. misfuelling up to 200,-, damage caused by game, marten bite, glass breakage, accidental hit-and-run damage, legal advice	✗	legal advice

price	€ 67,50	€ 64,-	€ 79,-
more info and become a member	to the application	to the application	to the application

Which automobile club is the right one?

Detailed tariff and membership information can be found on the following pages:

BAVC – top for families

Small but nice, that’s how you could describe the BAVC, which was born out of church traditions. BAVC is characterized by clear and favorable rate structures, unlimited coverage of costs for roadside assistance and towing, and special services for smaller target groups.

Particularly interesting for families: children and stepchildren are covered in all family tariffs, even if they are traveling alone. this applies to children up to 23 years of age even if they already have their own apartment. In the same household and in 1. children up to 27 years of age are also insured. Family tariff Europe-wide € 74.50, worldwide € 86.50. Individual rates from € 67.50.

ARAG – separate insurance policy with extensive benefits

No automobile club, still can be obtained without combining with automobile insurance. Extensive car club services (roadside assistance/towing unlimited, medical evacuation, etc.).), including legal protection abroad and especially on all trips, even if you are traveling by plane, bus or train. Europe rate from € 64/year

Avd – worldwide roadside assistance from € 79& high quality premiums

The ‘automobile club of germany’ has a proud 1.4 million members and relies on clearly structured memberships, reliable help in the event of a breakdown without cost limits and numerous extras.

ACE – one fare for all, € 68.80 (europe)

With around 580.000 members, the ACE is a car club that must be taken seriously. Clear tariffs, all with european coverage and protection for the whole family (underage children) distinguish the ACE. The club has also been awarded the TuV seal of approval for service quality.

ADAC – germany’s largest automobile club

Germany’s largest and probably best-known automobile club must of course not be left out. ADAC offers different rates, depending on whether you need coverage within germany or also abroad, single or partner or. Family membership or fall under the discounted conditions for young people.

mobile in germany – worldwide roadside assistance from € 58

mobil in deutschland is not quite as well known yet. The car club sees itself as a low-cost alternative, communicates mainly online and offers breakdown and accident assistance at home or abroad at reasonable prices via the ‘silver angels’.

With around 300.000 members one of the larger german automobile clubs. The ACV offers different tariffs depending on the life situation, for example, there is a separate single tariff.

automobile club comparison europe

the yellow angels have long since ceased to be alone on the streets. A comparison is worthwhile in any case, because the services and prices of the different clubs differ quite from each other. In our automobile club roadside assistance europe you can see the prices& benefits of the clubs in a simple overview. You will also find special car club comparisons in the menu for z.B. Young drivers, families, singles, but also for motor homes over 3,5t.

All automobile clubs in one overview

To enable a direct comparison, in our complete coverage comparison you will only see rates with min. Europe-wide coverage.

Automobile club comparison – frequently asked questions

There are several alternatives to the ADAC. Low-priced motor insurance policies as an add-on to motor liability insurance usually only apply to the insured vehicle and usually only with limited benefits. Other automobile clubs such as BAVC, avd or ACE offer similar services, often at lower prices.

Most insurance companies offer motor insurance as a supplement to motor liability and at a correspondingly low price. Motor insurance policies usually only apply to the insured vehicle. benefits for breakdown and accident assistance are often limited to € 100 – €200 and require a minimum distance from the place of residence. Read more: motor insurance policy or automobile club?

Comments

Gabriele couple means

Are also cab and rental cars included in the club?

Stefanie – admin says

Hello woman couple,
vehicles "for commercial passenger transport" are excluded from all car clubs according to the insurance conditions.

NEVER BECOME A MEMBER AT THE ACE – I CAN ONLY CONFIRM
on 23.12.2016 in the evening my vehicle (a motorhome 4 tons) no longer started. On 24.12.2016 early around 8:00 came the colleague to look at my vehicle. He discovered that the starter motor was defective. A towing was not possible with the vehicle of the technician and also not desired by me. On 24. – 26.12.2016 my vehicle could not be repaired due to the holidays. In order to keep the costs for the ACE community low, I asked the ACE to send me an insurance policy on the 26th of March.12.2016 simply to tow and I come then alone to the next workshop resp. Home. This was rejected for reasons of cost (travel to and from the location for the company carrying out the work). What costs are incurred when they charge my motorhome, to the nearest workshop or. Let transport home, rental car, etc. You can work it out for yourself you have the service catalog.
They exceed the travel costs of the company "top car AG" by far. So I tried myself to find a vehicle that would tow me and drove home under my own power.
I can and will no longer support such an approach, such a handling of membership funds and I cancel with immediate effect

Sad association !Since 2004 member 2 times taken advantage of !1.5 hours waiting time with infant on the highway!!Insolence of family friendly!!Today the next disappointment!Flat tire with damage one does not feel responsible "they have to pay themselves feel not responsible!!The telephone ladies have no idea about the matter automobile!Make it a question and answer game!
For what I pay my dues for nothing!!I will get rid of ACE as soon as possible, they do not deserve me.

Never become a member of ACE sons you will be left in the lurch.. Happened to me again today

Safe on the road

Seniors who drive into old age are a hot topic. Younger drivers are concerned about road safety, while seniors are concerned about their mobility and self-determination. Should seniors leave the car behind after a certain age??

Seniors want to continue driving

The driver’s license knows no age limit. Drivers of over 75 years are no longer rare. Seniors find it difficult to give up their vehicles, because driving a car in old age enables seniors to live independently.

A weekend trip to the supermarket, a car ride to the doctor’s office or to the pharmacy on the other side of town – that’s a quality of life you don’t want to miss, even at the age of 80. Then people forget that their bodies have limits.

Statistics on the daily activities of senior citizens

27 percent of 65- to 85-year-olds surveyed said they spend time with their family every day.

Older people find it difficult to recognize their own deficits. "my eyes are still good, i can hear perfectly, my neck doesn’t cause any problems when i look back": seniors often judge their abilities too positively, tend to overestimate themselves and classify themselves as above-average drivers compared to their age group. After all, even as an older person, you still want to be taken seriously in a society where youth, performance and mobility count for so much.

Thanks to demographic change, a generally better state of health and a high level of car availability, the number of seniors who drive will continue to rise. The "baby boomers" are coming of age, and with them a generation that has driven all their lives and will continue to do so.

Fitness to drive test in other EU countries

in 2013, the european driving license was reformed. It is no longer valid for life. Driver’s licenses must be reapplied for every 15 years. Old licenses issued before 2013 must be replaced by a new EU driver’s license by 2033. However, the EU has given its member states the option of making regular health or fitness for driving tests a requirement for the driver’s license.

And so in some EU countries, such as the netherlands and portugal, there are regular checks for seniors, while in others, such as germany, there are not. Around 59 million driving license holders would be affected by a health check in germany. Of these, over 16 million drivers are seniors over the age of 65, who would have to undergo a test in order to continue driving in old age.

Are senior citizens who drive a car a traffic risk??

Accident message on a rear window of a car

carelessness is often the cause of car accidents among seniors.

But are older drivers really a risk and do they need a comprehensive test for driving in old age?? Should driving privileges be restricted as they age? What about mandatory testing for seniors who drive? A look at the accident statistics shows that sweeping claims can hardly be supported by this.

In 2015, a total of 210.000 traffic accidents with personal injury caused by car drivers. However, every fifth car driver who was at fault in an accident was between 18 and 24 years of age. Only one in thirteen of those responsible for accidents fell into the category of senior citizens.

In general, however, the risk of having an accident while driving increases significantly for seniors over the age of 75, according to studies by the German Federal Statistical Office. For drivers in their late 70s, the general risk of an accident is twice as high as for drivers between 30 and 60 years of age; at the end of their 80s, the risk of an accident is comparable to that of novice drivers, according to the german traffic watch (deutsche verkehrswacht).

"everything gets a little less with age," complain many seniors. The fact is that aging is inevitably accompanied by certain functional impairments, and this also has an impact on road traffic. Sight, hearing and reactions – important parameters for driving – decrease with age. At least for a while, the impairments can be compensated for with an adapted driving style. They begin to avoid unfamiliar routes and driving in the dark, do not drive at peak traffic times or leave the car parked in snow and rain.

Generally, seniors are more cautious when driving a car. Older people are rarely noticed for speeding and tailgating. More frequent crashes in situations such as turning, reversing, and parking. So it’s not so much carelessness or lack of common sense that leads to accidents, but rather limitations in the ability to absorb and process information in complex situations.

What’s in favor – what’s against when seniors drive a car?

Opinions differ on the question: should seniors leave the car at a certain age and no longer drive??

Statistics: Should the driving ability of seniors be checked

Around 70 percent of those surveyed were in favor of conducting tests for senior citizens’ fitness to drive a car.

What are the arguments against driving in old age??

Aging is a gradual process. Senses such as sight and hearing start to deteriorate at the age of 50. Driving becomes critical for people with a disease in particular – regardless of age.

Another problem is that many drivers are unable to assess their own fitness to drive. That’s why it’s important for seniors to be tested for their fitness to drive: a test detects a lack of perception and ability to react, as well as impaired mobility, which otherwise becomes a danger for all road users.

Why seniors should continue to drive?

According to the German Automobile Association (ADAC), it is not age but the driver’s state of health that is decisive for accident-free participation in road traffic. Age alone does not make a bad driver. This is why senior citizens who drive cannot be denied their driving ability across the board. They often have enough experience to drive with foresight and to adapt their driving style to the respective traffic situation. According to the ADAC, one argument against a test to determine whether a person is still able to drive, as is the case in other european countries, is that the methods developed to date are not sufficiently conclusive.

In addition, a positive test result may lead seniors to overestimate their own driving abilities. Therefore, the ADAC advises: seniors should voluntarily undergo a medical test to determine their fitness to drive. Tips are also that in old age, health deficits in driving can be partially compensated for by driving assistance systems such as a parking aid. It is also advisable to have a check-up by a doctor at least once a year.

It is important that the independence of seniors is maintained by driving a car: since public transport is not always well developed, especially in rural areas, the car also means a loss of independence and social contacts in old age. Switching to a bicycle is at least not a safe alternative: almost every second cyclist involved in an accident is 65 or older.

Taking a voluntary test to drive at an older age

Despite all the pros and cons, the demand for mandatory examinations for seniors is also still being voiced by insurers. Accident research by insurers is therefore calling for mandatory health checks and driving accompanied by a specially trained driving instructor for all seniors over the age of 75. Senior citizens are often surprised by their deficits in driving on the road during such tests, he says.

But such tests are not in sight. In the end, there is always an appeal to the common sense of the individual. When driving is no longer possible in old age, the best tip is still to hand in your driver’s license in good time.

TuV offers voluntary, fee-based performance tests for older road users. But as long as the topic of driving safety in old age is treated stepmotherly, the willingness to get tested early is also reduced. Especially if it costs something. the ideal would be a concerted action: the insurances should give discounts if someone wants to be checked for driving ability and the doctor is entitled to a fee for an appropriate consultation of his elderly patients. Getting checked out on your own responsibility must become a matter of course.

The automotive industry is facing the biggest upheaval in its history: the digital car is coming, and the vehicle is becoming a highly flexible platform. The foundations were laid in regensburg.

Car of the future: smart, networked and always online

REGENSBURG. By 2035 at the latest, the last combustion engine is expected to come off the production line in the EU. The switch to electric drives is currently the subject of emotional debate and is regarded as one of the greatest challenges facing the automotive industry. Lutz hoppner sees things differently. He looks back on more than 20 years of experience as a manager in the automotive sector, has been head of the automotive business unit of intive gmbh since april and says: "in 2035 we will have a very different understanding of mobility. The type of drive then plays a subordinate role. The car of the future is smart, connected and always online."

hoppner sees digitization as a major challenge in the automotive industry. In addition to autonomous driving, he counts artificial intelligence, virtual development and IT security among the major future trends in mobility. hoppner describes the car of the future as a highly flexible platform that unites all these topics – and much more besides. "excitement, flexibility and personalization options will make the difference in the future. Intelligent systems, modules and apps that can be selected again and again will be what people use to identify with their car."

Software enables the car of tomorrow

carmakers are therefore facing a revolution that goes far beyond the form of the drive: away from the "old" architecture of distributed and hardware-based systems, towards software-oriented and modular solutions. The developers at intive automotive took this revolution into account at an early stage. For 14 years, the company has acted as a partner to market-leading automotive manufacturers at the interface between cars and IT, supporting them in software-related issues of the future. As an international company, intive automotive can draw on a wealth of experience in areas that are largely outside the automotive world – in web and mobile development, embedded software engineering, cloud solutions, and product and UX design. From this unique perspective, intive wants to digitally reshape the traditional automotive world. "thanks to this approach, we are a hidden champion, i am sure of it," says hoppner.

Smart systems, intuitive operation

The combination of digital domain know-how with mobile future topics such as autonomous driving is one of intive automotive’s key strengths, while connectivity and the human machine interface are two others. This is precisely where hoppner sees the great opportunity, because the user-centric handling of networked systems is the decisive differentiating factor in the car of the future – and the development of future-oriented operating concepts is the great strength of intive automotive. "nowadays, everyone is permanently online and heavily dependent on their smartphone. This expectation is also being transferred to mobility. Smart systems that can be operated intuitively make the difference in the car of tomorrow, not the paint job or nice rims."

Reconciling two different worlds

As an automotive software developer, intive automotive works to unite two different worlds: software-based applications are in a constant state of flux and apps are updated almost daily – in contrast, vehicle development takes years. "it’s understandable why development cycles in the automotive industry take so long; but when you consider how quickly the rest of the world is evolving in the same period, they’re no longer up to date," says hoppner. His goal with intive automotive is therefore to quickly transfer technologies that are already state of the art elsewhere to the automotive environment. "in our industry, you’re either fast or you’re left behind; and if you’re accelerating, you need to know where you’re going," said hoppner in april when he was introduced as the new head of intive’s automotive business unit.

New center for software development

A lot has happened since then. intive is currently building a new center for digital software development at the regensburg tech campus: the techsquare. in may 2022, the company plans to move into its new headquarters with space for up to 400 employees. The modern building is located in the immediate vicinity of the universities and established high-tech companies – the ideal breeding ground for the development of innovative future technologies. "we are well prepared to accompany the automotive industry on its path to the future. We will change a lot of things and soon be known far beyond the borders of Bavaria and Germany," says Hoppner.

dreams of the future: what tomorrow’s mobility will offer

In an interview, lutz hoppner, head of the automotive business unit at intive gmbh, talks about the car of the future – and about the role that artificial intelligence, speech recognition and autonomous driving will play then.