Women benefit significantly more than men from German social security, according to an unpublished study. This is the result of calculations by the Freiburg financial scientist Bernd Raffelhuschen, reports the daily newspaper "Die Welt". According to this, women are the "yield winners" in pension, health and long-term care insurance because of their longer life expectancy.
The previously unpublished study was commissioned by the Stiftung Marktwirtschaft. According to the report, a woman born in 1940 receives an average "interest" on her pension contributions of about 3.5 percent. For men of the same age group, on the other hand, the return is just under 1.5 percent. As a result of the aging of society, the returns for the following cohorts are diminishing for both sexes. Soon only 0.2 percent yield? For men born in 1970, the projected "interest" on their pension contributions is only about 0.2 percent.Women of the same age would still get 1.5 percent more in benefits than they pay in contributions. In health insurance, study says "average man almost consistently pays significantly higher premiums than average woman". It receives however only starting from 55 years also more achievements.